Kelly is a third generation financial services executive who learned the industry from the bottom up. Kelly performed the duties of CFO and COO for 12 of his 20 plus years as a financial institution executive. Directing both retail and wealth management services, he was instrumental in growing a financial institution in San Antonio from 1 to 17 locations through de novo branches and acquisitions.
He has extensive experience in profit improvement from revenue growth, cost control and restructuring. His background also includes loan review, serving on the board of directors and executive experience in trust, investment and insurance activities.
Kelly has a Bachelor of Science in Finance, an MBA and served in the US Marine Corps. He was an honor graduate of the Oklahoma Bankers Association Commercial Lending School and is a Certified Regulatory Vendor Program Manager. Kelly is also a Certified Financial Planner™ and has held several securities licenses. Kelly serves on the faculty of the Executive Development Institute at the Graduate School of Banking at Colorado. Outside of banking, Kelly served as controller for a publicly traded distribution company and has taught as adjunct faculty for several universities.